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Le système de retraite en France

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Le phénomène du Papy-boom et l'augmentation de l'espérance de vie font craindre une surchauffe du système de retraite français. Ce système est basé sur le principe de répartition, les cotisations des actifs servant à payer les pensions des retraités. Avec l'arrivée en retraite des générations du Baby-boom, les pensions à verser sont de plus en plus nombreuses. Et avec l'augmentation de l'espérance de vie, elles seront versées sur de plus longues périodes. Les cotisations des actifs pourront-elles suivre ce rythme? Rien n'est moins sûr. D'autres leviers devront être actionnés pour assurer la pérennité du système de retraite par répartition... Analyse d’Yves Guégano, Secrétaire général du Conseil d’orientation des retraites.

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